WY · 2026 Median Home Data

Wyoming Mortgage Calculator

Free, instant Wyoming mortgage payment estimator — median home data, property tax, PMI, and insurance pre-loaded.

Estimated Monthly Payment — Median Wyoming Home
$2,220
Based on $340,000 home · 20% down · 6.7% APR · 30-year fixed · taxes & insurance included
Median Price
$340,000
Property Tax
0.61%
Avg. HOA
$150/mo
Median Rent
$1,050/mo
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Estimate only. Not a loan offer, approval, pre-approval, or financial advice. Actual payments and terms may vary. Consult a licensed mortgage professional before making real estate decisions.

About the Wyoming housing market

Wyoming's housing market is moderately priced for the region, with a median home price around $340,000. Cheyenne is the largest metro, with Casper a close second. Wyoming has no state income tax, low property taxes, and a small population — making housing relatively affordable for those whose careers allow remote work or energy-sector employment. Wyoming's effective property tax rate of 0.61% is below the national average.

The median Wyoming home costs $340,000. At today's average 30-year fixed rate (6.7%) with 20% down, principal & interest works out to roughly $1,755, and the total monthly payment including taxes, insurance, and average HOA comes to approximately $2,220. First-time buyers in Wyoming can explore programs through Wyoming HFA.

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Wyoming mortgage FAQs

What's the property tax rate in Wyoming?
Wyoming's effective property tax rate averages about 0.61% — below the national average. On a $340,000 home, that's roughly $173/month or $2,074/year.
How much do I need to earn to afford a typical Wyoming home?
Using the 28/36 rule, a buyer would need roughly $83,000–$107,000 in gross annual income to comfortably afford Wyoming's $340,000 median home with 20% down at current rates.
What first-time buyer programs are available in Wyoming?
WCDA offers the WCDA First-Time Home Buyer Program with below-market rates and the HFA Preferred conventional product with reduced PMI requirements. Eligibility typically requires being a first-time buyer with income within program limits and completing homebuyer education.
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